Does Colorado Homeowner Profile Match Siding

When damage caused by fire smoke water hail or other causes results in a small portion of a home or building being damaged e g shingles siding carpet cabinets etc whether and when a carrier must replace non damaged portions of a building in order for there to be a perfect match remains a point of contention.

Does colorado homeowner profile match siding.

And then if you have undamaged siding coverage it ll reimburse you for up to 20 000 of the costs for replacing the remaining undamaged siding so everything matches as closely as possible. Insurance company says if a match can t be found that s too bad for. Your insurance company agrees to replace the damaged siding but when the repairs begin it turns out that the color of your siding is no longer available. I have one side of siding that is damaged all the way across and one side with holes and cracks here and there.

Here is the legal requirement. A hailstorm rolls through town and does serious damage to the siding on your house. Are there any precedents to forcing insurance company to pay to match siding. Vinyl siding is a common siding material in use almost anywhere.

Insurance company x comes along and agrees to replace the siding since wind is a covered loss. This would be the same for roofs paint flooring etc. So if you stand at the corner of the house and can clearly see the siding does not match the carrier must replace it. However there are three good options for colorado home siding to consider depending on your budget and location.

My siding has been discontinued. It will look like crap. My home was damaged in a hail storm. Does homeowners insurance cover rotted siding.

James hardie hardiepanel sierra 8 cedarmill vertical siding james hardie hardiepanel sierra 8 cedarmill vertical siding is a fiber cement siding designed to mimic the look of real wood siding with less maintenance better wear and a long life. The hail only damages one side of your home while the other three are just fine. It does a great job of helping preserve the climate inside your home and is low in cost in comparison to almost every other siding material. Keep in mind your homeowners insurance won t cover you for normal wear and tear like rotted siding.

However since the siding is no longer made you have to pick a different type of siding and the two don t match. The key provision is the reasonably uniform appearance within the same line of sight term. Sierra 8 panels feature a vertical groove that runs the length of the board every 8 in. It is a matter of.

The varied selection of colors and wood species available means you can get the look you want easily. There simply is no match for the look of real wood siding which is why it is something we suggest for colorado homeowners that want a truly authentic look. The siding has been on your house for 15 years and is no longer available. Insurance companies may try to convince homeowners to settle on what they think is a close enough match but now the house is strapped with mismatched siding that can be detrimental to the home s aesthetic.